Hi Jakub,I'm invest almost exclusively outside of North America nowadays and my main purpose is to maximize my returns.

I was also looking into the Military Choice loan at Navy FCU.

The real differences are in pricing models, customer support, and how easy the features are to use.Well-established options mentioned for over a decade on BP:Appfolio (2004): Now focused mainly on large property managers.Rentec Direct (2007): Supports both landlords and property managers.RealPage (Propertyware & Buildium): Buildium has been popular with independent landlords.Low-cost and newer options: RentRedi, Stessa, Avail, Innago, Apartments.com (formerly Cozy), Rentvine and TenantCloud.Almost all platforms offer the core features you need.

The main thing is aligning your financing choice with your risk tolerance and long-term plan—especially since you see the current property as a retirement option.

Ultimately it will be your personal comfort with risk vs. return that determines your choices. 

Have some higher, some lower, but mainly higher.

Looking at a 4-unit property in Old Orchard Beach, ME (2x 2BRs + 2x studios). Asking $975k. Broker pro forma shows ~$141k gross, $44k expenses, NOI ~$96k. My financing (25% down via HELOC @ 7% + mortgage @ 6.75%) woul...

To answer your questions it really comes down to a personal choice and how much money you might need for the "dream home" and if you are willing to wait for that to happen.

What impact has your skiptracing choice had on your KPIs (response rates, leads converted, cost per lead)?

What really counts are the main systems working well - roof, heating/cooling, plumbing, electrical, kitchens, and bathrooms.You need to decide: keep the house as a rental or sell it for the cash.