In the last 5 years those are gone, ALL medical practices are now part of major group practices.  

Now that the market is shifting I have been willing to entertain major issues and a few minor one.

The vast majority were unqualified homebuyers looking for 100% financing, downpayment assistance, etc.

But you may want to check with the Department of Planning and Permitting (DPP) about what they require for you to add a meter to your property. 

"I assume I can use if anything major was to go wrong." - Don't assume anything.

Due to this credit score has taken a major hit and we are about to lose a multi-million dollar house.

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

Hi @Tricia YorkThis is a major reno.

Definitely start by chatting with the planning department.

OP I agree and acknowledge the majority of the issues noted.