If you don’t pay it back, your death benefit shrinks.Low returns – We’re talking maybe 3–5% long-term.

You are also able to avoid depreciation recapture which is a huge benefit

Hey @Katherine Perez, so if you are at a minimum of 30 days, this is a long term rental.There really isn't a mid term rental, it is just a way to identify a property where stays are over 30 days but usually less than 180 or a year.Like @Krishnan Iyer said, there is no real tax benefit like there is with a STR.Another important thing is that your "guests" are really now tenants and they will have all the rights a tenant would have.

My husband and I are exploring co-living but saw this as a niche of sorts that can benefit the community.

To maximize your benefits, you want to confirm that the property will be treated as active instead of passive.

Right now the primary focus is mainly scaling and growth with a heavy emphasis on co-living for the cash-flow benefits.

Well established multi family with max tax benefits - 7.5% 3.

However, these benefits are subject to depreciation recapture upon the sale of the asset.

Newton's law of tax: What goes down must come up.Everyone enjoys the sweet benefits of bonus depreciation, but what happens when you sell?

This is why firms like (not going to name haha) trying to sell all their listings internally are so dangerous for sellers and really only benefits the brokerage trying to collect dual agency fees.