I did not have to be concerned with any future tax liability down the road - this money was mine “free and clear”.By all means investigate options, but there is value in simplicity and freedom with having cash in the bank.One potential option would be after paying for your new house, invest the rest of the cash in commerical RE, do a cost seq, and take the 100% bonus depreciation.

,(ARV).You enter the Blue Numbers only, the rest are calculated.

I usually pay a third upfront, a third halfway through, and the rest once the work’s done, but only after doing my due diligence.

That’s the best way to see what moves make sense for the rest of 2025 and into 2026.

You keep the rest.5.  

I'll be happy to get on the phone with you and dive deeper in your particular case.Now, for all the rest of the people who already read or will read your post in the future, I want to give more context so they will be able to consider arguments from both sides.1st thing you mentioned is $1k minimum deposit.

,(ARV).You enter the Blue Numbers only, the rest are calculated.

Those who are stupid help the rest of us increase profits 

,(ARV).You enter the Blue Numbers only, the rest are calculated.

Ill add another - I have had an influx of house hacker clients where they live in one unit and STR the rest.