Great work on your 1031 exchange!

If not, exchange. 

Even if I do a 1031 exchange the inventory in our area seems to be a little slim and obviously come with more risk than the condo that I currently have.

Bigger Pockets is a great place to find a real estate focused financial planner.A good financial planner can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation, 1031 exchanges, financial planning and tax planning.I recommend finding a financial planner specializing in real estate taxation, business taxation, financial planning, and tax planning.Consider working with your financial planner remotely to expand your options.I would also recommend looking for a financial planner willing to work with you throughout the year.

I used Shanekia Rash-Parker in Little Rock, AR, to sell the property, and I also used her to buy the duplex that we 1031 exchanged for.

I’m based in San Antonio and focus on off-market investment properties, with a special interest in STR, BTR, and multifamily opportunities across Texas.It sounds like we share similar goals, and I’d love to connect to exchange ideas and possibly collaborate.

If you do sell, you might consider 1031 exchanges to reinvest into higher-yielding assets or diversify into less hands-on investments (e.g., syndications, REITs, etc.).

In exchange he pays me a chunk of money to essentially cover the equity gap. but mortgage is still in my name. 

I have other capital to buy another primary residence aside from my 1031 exchange money.

A few options I’ve seen work:- Partnering with someone who brings the down payment in exchange for equity- Tapping into a HELOC if you have equity elsewhere- Unsecured business credit (not always ideal, but can work short term)- Private money from someone in your network—just make sure it’s documented properly so it doesn’t kill the deal- Conventional 15% Down / DSCR + asset depletion 15% down If you’re still early in the process and want to brainstorm options based on your full picture, feel free to reach out.