All long-term income characteristics are determined by the city.

Beyond just the borrower characteristics, you might want to remember the broader 5 'C's' of Credit: Character, Capacity, Collateral, Capital, and Conditions.As a smaller lender myself, I focus on the Borrower first and their ability to get a project across the line with as little headaches (to me) as possible. 

I'm not interested in fannie/freddie secondary market loans as they're a totally different animal.

What I learned is that student housing doesn't operate like multi-family, even thought technically it is. 2 different animals.

Thats property management and completely different animal. 

If they are financing it, you would just set up repayment terms they are agreeable to which also helps you reach your goals.Regarding a partnership, that's a different animal.

I could see some abuse by those guests that are looking for free stays.Also, most of the "critical info" like service animals and accessibility should be in your listing.

you giving way to much benefit of the doubt to the realtor. especially new builds and salaried employees it's a whole other animal. thanks for the law brush up

Also just keep in mind characteristics of the property that carriers wish to avoid such as roofs 10+ years old, old/recalled electrical panels, no impact windows etc. 

You should have masks with you at all times for environmental pollutants when looking at hoarder houses - animal feces, dead animals, asbestos, gas, etc.As for protocol, hoarder houses are not an easy buy because if the resident is still there it's not a money issue, it's an emotional issue.