So far after 2 summers, a lot off traffic & our second bitterly cold winter we have not had one piece shift, buckle or contract especially given the varying widths & lengths.

She'd rather sell it to someone and make nothing than give it back to the bank (bitter towards the bank).

I use the expanding foam with the bitter taste (pestblock, it's called) in those areas, then lay the traps to make sure there aren't any trapped inside the apartment.I'd disagree with your pest guy. 

(Of course, where you live, be careful - sounds like that $100 is enough for her to make a downpayment on a house of her own & become your Airbnb rival ;)

This is especially true in South Jersey where rents are NJ levels but lower taxes than in North Jersey and purchase prices rival the Midwest.

It was bitter sweet to sell it early in the summer and not wait. 

I don't see it as a rival to LinkedIn though for what I use it for.

Leaves a bitter taste in my mouth.

They tend to be negative from years of dealing with the stress of tenant issues and have become hard and bitter.

Another option that was presented to me today is to seek out local banks that can provide long-term fixed financing that rivals FHA, but without the FHA rules.