I misused the word short-term...I suppose I mean long-term but with an extreme emphasis on cashflow.

Because in 2 yrs I will be able to retire at age 59, disregarding the abused, misused and raped-by-congress Social Security system.

You might want to do a Yahoo search on MyHouseDeals.com, and you will see a lot of complaints against them for misuse on consumer credit cards.Joe Gore

Aloha,Our rental agreements are pretty clear that tenant is responsible for repairs or service due to misuse, or damage caused by tenant or their guests, including clogged drains attributable to the tenant.

Period.That term can very often be misused, 100% agreed.Hard money is a type of a portfolio loan.Cross collateralization can be a type of portfolio loan.A commercial loan is usually a portfolio loan.

., you may want to think about adding an addendum to the lease which states something with regards to training will be provided on the systems, or even have instructions on how to use the system or if such and such system fails due to misuse and it is not something that stops enjoyment based on local laws such as a thermostat, the tenant will be responsible.

If their misuse broke it (ie they used regular dish soap), then yes you charge them for the repairs. 

But in the recent, this privilege has been misused in the following areas. 

A few dozen dents is probably misuse. 

Here is the list of the “dirty dozen” scams.Arrangements that are potentially abusive:Monetized Installment Sales: violation of anti-pledging lawsMaltese Treaty Benefits for Pensions: Misuse of treaty provisionsForeign Captive Insurance: abnormal pricing, implausible risks, the company has no business purpose for entering into the arrangementCharitable Remainder Annuity Trusts (CRATS): to eliminate taxable gainsFraud that is consumer focused:Anonymous Communications: Scammers with the intent of defrauding taxpayersOffer in Compromise (OIC) Mills: Companies that offer to settle your debt with IRS but leave you in a worse positionSpear Phishing: Pretending to be the IRSCOVID-Related Fraud: Identify theftHigh-Net-Worth ActivitiesHigh-Earner Failure to File: taxpayers with over $100k in income that fail to file tax returnsMicro-captive Insurance Arrangements: Nonexistent insurance coverageOffshore Accounts and Digital Assets: Hiding incomeSyndicated Conservation Easements: Unwarranted and inflated tax deductionsAs always, if something seems too good to be true, it most likely is.