If you do have repair conditions on your appraisal you will have to order a reinspection which is another 125 dollars or so.This is the reality of the PNW market from snohomish down to Pierce and possibly Thurston (I dont do many Thurston county loans but it seems similar).On the other hand in LA to SD counties where my other 40% of my loans are at the appraisal for 1 unit SFR primary residence is around 450-475 so its a lot less quite simply because there are a lot more appraisers relative to demand so the pricing is more dampened.Hope that helps.

If I take more of the rent for personal pay, and then I need to put my money back in as a contribution, that doesn't 'pierce the corporate veil'?

You need to discuss the topic of "entity piercing" with your attorney.

The LLC only protects your liability in very uncommon circumstances: you must get sued, not settle, lose in court, receive a judgment in excess of any insurance you have, and have the viability of your LLC stand up in court (aka not have the court "pierce the corporate veil").

Would this contribute to Piercing the Corporate Veil?

it is very easy to "pierce the corporate veil" in these cases.3.

Both FNMA and FHLMC permit this, under the following circumstances: Notes: For all such transfers affecting mortgage loans purchased or securitized by Fannie Mae on or after June 1, 2016, the transferee is not required to occupy the propertya limited liability company (LLC), provided thatthe mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, andthe LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).The servicer must notify the borrower that a property transferred to an LLC must be transferred back to a natural person prior to any subsequent refinance application in order to meet Fannie Mae’s Selling Guide underwriting requirements.Citation: D1-4.1-02: Allowable Exemptions Due to the Type of Transfer (04/13/2022)Now, you will still have the Note and reporting in your name individually and will still be personally responsible for the mortgage and most likely, the manner of transfer will enable any litigant to pierce the veil of your LLC, but you'll have what you wanted, for whatever reason. 

Single member LLC's provide less asset protection in many states than many investors realize due to local veil piercing laws (Google veil piercing LLC [YOUR STATE). 

The corporate veil may or may not be all that difficult to pierce - depending on the owner.

That liability protection can be lost (search on "piercing the veil") if business matters that are supposed to be conducted under the LLC are mixed with personal business.