In addition, there is often a rate reset or balloon payment due prior to the maturity date of a loan.

To reset this limit, blanket mortgages wrap all of an investor’s residential assets into one commercial loan that will be held in an LLC vs. 10 or more different residential loans – thereby wiping the 10-count from their personal credit report and setting it back to zero.

I walk them through a few steps to reset breakers, test the device, etc.