It is possible to build wealth and still indulge a little once in a while, but while everyone else buys luxuries first and saves/invests the remainder, those who are financially successful invest first and buy luxuries last.

Stage 1 - $5000/mo passive net in 2 to 3 years(40%+ there now); Stage 2 - $25k/mo and leave work force before hitting 55 and indulge in some fun cars (not exotics, but fun ol' skool stuff I never got to get when younger i.e.

Life for me isn't really all about what I see as the self-indulgent hedonistic goal of non-stop travel and sipping Appletinis on the beach.

I was able to indulge my dream years ago.

They indulged in luxurious residences, high-end vehicles, and extravagant vacations, all while their investors faced mounting financial losses.

However I read “miracle morning” so I only sleep 2 hours a night, and now I can make a little time for wasteful indulgences like BP

(I am now spending $1200+ per month indulging myself, and I am so glad; if I had waited another 10 years I am sure I would not have done it.)Your numbers are alot like mine, and I find no problem living off just RE.

We love real estate because what it can do for us and provide us and that includes indulging every now and then.

Also the “young and the restless” who have been congregating all summer will back off due to the cooler climes and I am hopeful that the continually growing employment market and the reopening of online schools and colleges will keep kids and working people busy and indoors vs indulging outdoors.In the end nothing else matters more right now than the case count.

Always best to have multiple eyes looking at it).I'd be happy to share more details on this if you like, however, I do not want to self-indulge.