Trying not to get overwhelmed with all the info, trying not to let all the "shiny things" get to me, and trying to embrace the education stage without letting it become inaction. 

If you want a Short term rental or STR than you will need to go to places that bring in a lot of tourism like the panhandle.

By embracing realistic pricing strategies, brokers can better serve their clients and contribute to a more stable and trustworthy real estate market. 

PA, AZ, TX, FL, NC, SC all offer promising options for single-family and multi-family buy-and-hold rentals.Avoid seasonal tourism areas for stability; instead, focus on job centers, universities, and gentrifying neighborhoods.

Tacking onto this Steve, with the "Gold-Rush" of those chasing STR "Gold-Fever" it will be interesting to see how segment goes, for example a FL market, or similar high market share % based upon tourism.   

Thank you,Aamna Hi Aamna - MTRs are certainly a newer thing and most DSCR Lenders (and pretty much all "conventional" or bank lenders) will be slow to adapt, however the more forward thinking DSCR loan providers have embraced it.I published an article here on BP just last year on the "next developments coming in 2024 for DSCR Loans" and MTR qualification was one of the main ones! 

This could signal that buyers are embracing low-interest rates and turning to financing to secure their dream homes.

I began investing here in 2017.Historically, while property values did dive significantly during the 2008 recession (which was pre-self management of vacation rentals and locally most cabins were second homes and/or had management fees around 40%) - but tourism in the area saw a very small decline over that same time period.  

There is a ton of international tourism so I suspect appreciation rates will be stronger than the local Edmonton and Calgary markets.

When I first moved to the Destin/FWB area we had very delineated seasons regarding tourism; those lines seem to have blurred some and we are very nearly always busy now.