and the others since I am sitting here in Sin city.. is the Casino companies down 75%.. 

@Eric X. open an account at Treasury Direct and invest in 4-week Treasury Notes.  

The money did not go into Corona-Virus stimulus (perhaps a small portion as of now), but rather into a REPO market to continue to purchase its own treasuries in fear of a "liquidation crisis."

@Chris VanAckeren It is very difficult to pick bottoms and tops , As a Loan Officer with rates this low I think a prudent choice would be lock the rate . no one has a crystal ball and can predict rates but with the recent major fall off in 10 year treasury which is an indicator for 15 & 30 year mortgages , Today they started edging back up today.

The 10-year treasury yield and the 30-year fixed move in relative lockstep. 

My goals are income replacement, something to generate a solid growth and return decoupled from the Wall Street casino, insulated from the vagaries of a cyclical business in which I'm gainfully employed, maybe liquidated in 15 years to a 1.5M.  

In addition - coronavirus fears are making investors pile into treasuries, which is driving rates down.

The real question is, will the new larger spread between the 10 year treasury and the mortgage backed securities that our individual 30-year mortgages feed into, remain in place?

My point is that just comparing a CAP rate to a treasury yield is not a complete comparison.

I'm making more on unemployment than I was dealing poker at the casino.