I see what the other members are saying, but is it very unrealistic to take an FHA down to and 80% ltv by refinancing??

I hope to leave my day job within a year (I a willing to listen to any advice if this goal seems a bit unrealistic for newbies).

That question helps you figure out very quickly if they are being unrealistic about their situation.

I've had several bids, all much higher than the original, unrealistically low contract price, with of course a lot of variety in the price, experience, and track record of various builders.

We wouldn't even offer to clean this up as lawn maintenance is 100% on tenant unless an act of nature causes damage.Review your lease and make sure this is covered for future unrealistic tenants!

Thats just unrealistic to think that would continue. 

If anything you should be turning it or lending it for unrealistic rates.Regards,

Switching to a different market will not help, the issue is in your head: you have unrealistic expectations and/or a closing phobia.

And, while the broker's work for the seller, most don't want to waste their time either, so if the seller does have unrealistic expectations, having a listing broker (and other offers) can help bring the seller's expectations back to reality.

Hi @Ndy Onyido,It's above my paygrade, but I think it would be unrealistic for BP to have some ultimate database on who is and isn't legit.