In the end that is just splitting hairs.

The reason they came to that conclusion was because I took more than ten minutes doing their inspection and on my back on a their concrete with my head inside there furnace looking for hair crack which will cause carbon monoxide.

Sure, it might make it a tad tougher, and you generally will have to pay a slightly higher rate BUT you can work with a lender like Finance Of America for example or other more friendly investor lenders who MOSTLY focus on the asset itself vs your first born child, hair and blood samples etc just to get a loan.   

That's what the "old grey haired" investors that I've spoken with had to contend with doing.  

Trust me she is not one of those sit back and relax and get my nails and hair done kind of girls.

The markets are similar, you're basically splitting hairs.

Really splitting hairs in regards to performance between markets.

Pulling my hair out here:Has anyone gone thru with this loan and found out if A, it shows on your credit report (Personal) to affect your DTI?

I used the matte in a hair salon that takes abuse a year ago and it still looks brand new!

We're really splitting hairs here.