Kohler CPA JD /Directed IRA PodcastJasmine DiLucci, JD, CPA, EAKarlton DennisTom WheelwrightGood luck @Zach Logan!

You need reserves because as your properties get older there will be more maintenance involved, roofs last 20 years and now some insurance companies are dinging you when they hit 10 years & HVAC systems last maybe 10-15 years sometimes sooner depending on the climate your in, etc.

If you have employees besides you and your spouse, you can open a SEP IRA and for 2025, the maximum contribution is the lesser of 25% of the employee's (or self-employed individual's) compensation or $70,000.

Is there any 'other' way to use funds from an IRA (roth, held for over 5 years) to pay for an investment property?

Denise, can I roll the proceeds into a self directed IRA?

The macroeconomics here are on fire with huge job growth, population growth, and massive company developments like Intel, Amazon, Google, Microsoft, Honda, LG, Facebook, and more, so appreciation has been strong too.

Would the company in discussion here know how to do this?

After paying off my house and changing jobs, I rolled over my 401(k) at the old W2 into a self-directed IRA.

@Scott KramerMany people have created property management companies to adopt a solo 401k plan.

Hi Stevie, If you make income, you can open a Self-directed Roth IRA and buy a share of VTI with this (VOO if you had a little more).