You will likely need to use 2 seperate excel models and use a metric that is easily comparable(relative cash flow, IRR, net cost).Traditional Buy and Hold: Typically requires 20-25% down, and will come with a slightly higher interest rate .75-1.5% over prime.

In today’s market, traditional loans just don’t move fast enough.Private lending options — like DSCR, Fix & Flip, and Bridge Loans — give investors the speed and freedom they need.What’s your go-to lending strategy right now?

Flippers and builders — are you seeing more investors moving toward ground-up construction instead of traditional rehabs?

We've purchased several investment properties the traditional way, but have yet to do a VTB deal. 

Some investment accounts or even certain life insurance policies let you borrow against them to invest, and there are loan types that can help you qualify in non-traditional ways, like DSCR loans, for example.

Currently I have not used it myself but it seems like an interesting and creative way to increase cash flow vs the traditional rental. 

Show how the numbers make sense and how investment is protected.Private capital opens doors that traditional banks can’t. 

What made you choose that route over more traditional options like cash or conventional lending?

Traditional DSCR lenders will only look at short term and market rents. 

Creative strategies gain relevance when traditional purchase demand is shaky.