As populace grows, so does the money supply need to grow. 

The way these lenders work usually is that there is a Loan Officer out front who on boards you and they are your "rep" for the loan, then that loan officer has a processor who will gather what is needed from you to complete the loan file for the Underwriting team which is a totally separate department and then they do their thing and then when it comes out the loan is voted on by the committee who has final say for approval. 

It's important to note, there are two big economic factors that contribute to declining rents (supply & demand).

well in PDX you have very robust competition among title and escrow and keep in mind title and escrow are handled completely different in many states that what you get in OR and WA.in OR the title insurer is also the escrow company.. so for instance  Fidelity insurance also has a stand alone office and the escrow officers are employees of Fidelity..

@Matthew HollandsworrhYou’re definitely on the right track by targeting Northeast OH — lots of investors operate there and good contractors are always in short supply.

@Gin Zhuang The Ciy of Flint, Michigan had a major issue with lead pipes a few years ago that scared a lot of people.What people fail to realize is that MANY homes in this country, built before 1950 have lead pipes from the city supply and may have internal lead pipes. 

Our OPINION:1) Adding license contractors should be no big deal if they cooperate with supplying copy of license, proof of insurance (and add PMC as additionally insured) and sign a W-9.2) Charging for estimates is not typically done - unless owner wants multiple bids beyond 2.3) Often doesn't make sense to waste time & effort getting a 2nd bid for specific items PMC does often or for bids under $x amount.Otherwise a 2nd bid should be done.4) How do they assess issues then?

Feel free to contact me and can supply any contacts you may need.

Our market  basis is tight supply thus a new build, also people wanting to move to the country side.  75 acres into 18 lots.  

Quote from @Tiffany Alfaro: Hi everyone, I’m looking for some advice.I recently spoke with a loan officer and was approved for about $245k for a condo.