Regarding your mentioned plan, why not keep that basement finishing cash towards the build? 

Im currently in the NACA program, and i live in Philadelphia.

A do-it-yourself program that is landlord friendly to a beginner landlord. 

The reason QuickBooks seems so intimadating, or any software program for that matter, is because we are using a computer to enter in our income and expenses instead of a piece of paper and a pen. 

Sadly, the joint venture property deal has not gone exactly according to plan.

Take out enough cash to renovate the home and after renovations again in another 6 months do another cash out refinance and take out more cash to use as a down payment on another REI since rates will continue to drop and lower the rate.If you have any issues with (DTI) debt to income ratios since you just purchased a home you can use a DSCR program.

Plan cash flow assuming you may only receive the housing authority portion.Inspections and compliance.

Sounds like a plan.

If you don’t have a plan to stay visible, you’re leaving money on the table.What is a Real Estate Drip Campaign and Why It MattersA real estate drip campaign is a series of automated emails or texts sent to leads over time.

Something like "I'm sorry you're confused about this, but it's not your business that we're using a third party payment plan".