I’ve seen more investors starting with one project and scaling up to doing two or three at a time.If you’ve been in that stage, how did you manage the funding side — separate loans for each project or one larger credit line?

The way these lenders work usually is that there is a Loan Officer out front who on boards you and they are your "rep" for the loan, then that loan officer has a processor who will gather what is needed from you to complete the loan file for the Underwriting team which is a totally separate department and then they do their thing and then when it comes out the loan is voted on by the committee who has final say for approval. 

I used to think the same thing.But after working with a lot of new investors, here’s the pattern I keep seeing:The people who grow the fastest are the ones who get their foundation right before they buy anything.I’m talking about simple stuff like:Opening separate bank accountsKeeping clean records from day oneUnderstanding how income and expenses actually flowGetting a basic system for tracking your numbersYou don’t need to be an expert.

I recently converted a detached garage to a separate dwelling (ADU) that had its own permit and CO, and took action going in to make sure that it got considered both separately and in addition to the main house on the same lot.

if you can, do them separately. never do a portfolio loan. too much legal risk and restrictions on how you can manage the loans.

Both these opportunities aren't urgent, but are in two separate cities from where I live.

I know Cleveland has specific ordinances (separate metering, clear lease language) that complicate this—I want to do it right. 4.

But BiggerPockets has a solid tool for putting investors in touch with real estate-friendly advisors, including fiduciary, fee-only CFP® Professionals.Here's the link: https://www.biggerpockets.com/business/finder/finance-prosIf you have any follow-up questions, happy to touch base separately.

They mentioned that the employment contract and assignment letter are usually enough.My question is about situations where the traveling nurse is accompanied by a spouse or partner who is not a healthcare worker and works remotely (or has other income sources).Do you screen the spouse separately?

*A few small habits — separate accounts, clean books, and talking to your CPA before year-end — can make a massive difference.Taxes aren’t about loopholes or tricks.They’re about getting organized early and using the rules the way they were written.Curious — when do you usually meet with your CPA?