Rather than lose their home to foreclosure you could be their lifeline by purchasing their property subject to.

Colombia is a big country with diverse markets, so $15k might or might not be enough capital. 

Yes both seller financing and subject too would be options for your situation.

Look at population growth, desirability of area, supply of housing and areas to build, economic growth, diversity, and stability (incomes must be able to pay for increased rents), etc.Good luck

The subject property is a single family pre-fire brick build in Pilsen that was originally built as a 2 story home on a slab.

R1.5+ zoning is technically eligible but subject to a county waitlist with an estimated wait time exceeding 24 months.

Some investors are locking in private money early to stay competitive, others are pulling back and waiting for better terms or lower acquisition prices.Curious, are you:Shifting toward more creative financing strategies (subject-to, seller finance, etc.)?

I have heard others use subject to offers...but is there another way?  

- will the lien holder require an actual ASSUMPTION, or will they allow a subject to transaction?

Hello BP,I understand that no one knows what will happen with interest rates in the future, and that anything is possible -whether rates increase, decrease or stay the same.With that said, looking for overall opinions of seasoned investors/realtors/lenders etc and where they stand on this subject