Your background in finance will serve you extremely well as you dive into real estate investing.

Just some ideas thinking out loud

Even when the company offers to back it with a full study if audited-the auditors are extremely aggressive on that study because it's kind of a  tainted the whole batch situation. 

Living in a home you are renovating while balancing a full time job in mortgage lending is extremely challenging.

Wake county is an excellent market as a whole and its investment-property sector may be extremely competitive, but is well worth the effort. 

If you do not have experience with that, it might be wise to approach with extreme caution or avoid altogether. 

My ML model then analyzes available property listings combined with market data (crime rates, appreciation trends, school scores, etc.) to recommend properties that align with the user’s goals — cash flow, growth, or safety.I’m trying to be extremely careful to ensure that my system does not cross any legal lines, especially with regard to Fair Housing laws or algorithmic bias concerns.While the model doesn’t discriminate on protected classes (race, gender, etc.), it does consider factors like crime rates, school quality, and local economics — all of which can indirectly overlap with sensitive social patterns.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

You would benefit off all my skills and determination to be great. and I would benefit from your capital because I live in Hawaii and it it's extremely difficult to save capital 

Living in a home you are renovating while balancing a full time job in mortgage lending is extremely challenging.