Many investors who start in higher-cost markets like the Bay Area eventually look to the Midwest because it offers lower entry prices, better cash flow, and newer inventory for the same amount of capital, which allows them to scale faster while keeping risk manageable.

Any tools, partnerships, or strategies that have helped you spot opportunities faster?

What is in it for you is keeping your holding costs under control and finishing jobs faster, which means better profit and fewer surprises.

Would just like to get another investor on board too kind of scale these a little faster, as our current investor is only interested in doing one at a time Then it makes sense to find out more from the lenders you've spoken with and find out more about what they have to offer. 

Due diligence we built systems and network to assist us to get it done faster along with networking with other experienced investors regularly. 

A lot of investors I talk to debate whether holding notes or owning rentals is the better long-term play. Notes can be more passive, while rentals give you appreciation and control.

That shifts the decision from “rate shopping” to “capital redeployment.”Effective Equity Growth Rate:Post-refi, if you’re still paying down principal faster due to a lower rate (even if the term resets), you might calculate how much additional equity you’re building each year compared to before.

But you might shorten that timeline if:You build liquidity faster than expected.You partner with another investor.Or you leverage creative financing (e.g., seller carryback, partnership with capital partner).Keep reviewing deals even if you’re not buying yet — it will sharpen your instincts.✅ Final ThoughtsYou’re not “stuck” — you’re in a transition phase from saver to investor.

The more you engage, the faster you’ll grow in your investing journey.

It’s a great way to scale faster while keeping risk manageable.