Originally posted by @Matthew King:@Garrett May  I think it is worth adding that I have had several clients who have all had favorable experiences with Neal and North Coast.  

Or are you mainly focusing on maximizing depreciation while rates are still favorable?

These deals often come with reduced competition, giving you a better chance to negotiate favorable terms and secure profitable investments.A combination of long-term vision and a solid reputation can really fuel your growth.

I’ve heard mixed things about lenders being flexible on this, so would love to hear real experiences.The long-term math favors waiting for inheritance (step-up basis + avoid reassessment), but the short-term business plan favors tapping equity now.

The 2-4 family property pricepoints in Florida could be more favorable to NY as well.If you were to look locally on Long Island for a househack deal, it could get pretty competitive.

S Corps present limitations in terms of tax flexibility, property transfers, and passive income treatment, making them a less favorable option compared to structures like LLCs.

In many cases, having these protections in place also strengthens your position during negotiations or legal disputes, often resulting in more favorable outcomes.To navigate these complexities effectively, I highly recommend assembling a trusted team of qualified professionals.

https://abcnews.go.com/Business/wireStory/shortage-homebuyer...As the housing market has shifted in favor of buyers, a new niche has been birthed: the 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐥𝐚𝐧𝐝𝐥𝐨𝐫𝐝.

This does seem reasonable to me and I am currently working on a refinance myself with Camden National Bank.I think a big part of this is that you are only taking out an LTV of 60% which is favorable from the bank's perspective.

You generally want to optimize your experience and credit to get favorable financing.