Reserves for capital improvements are normally 10% but it really depends on the life expectancy of those items for any given property.

Investing in real estate through a self-directed IRA, a Solo 401(k) like Aaron mentioned, or even certain life insurance policies can be a smart way to grow your money while keeping taxes low.

Hey, I ran into this same issue--this is what changed for me--before I would save in a HYSA...save 40-50k, then do 1 rental a year--1 conversation on leverage changed my life--using specifically designed & optimally funded whole life insurance you can leverage your cash value while it continues to grow...you put that dollar to work twice--I can explain more, happy to help

The only thing that offsets capital gains is capital losses.If your main goal is avoiding capital gains when freeing up cash for a down payment, you might want to look at alternative strategies — for example, using a loan against a life insurance policy or borrowing against your investment portfolio.

Correct me if I'm wrong, but I believe you can go thorough the classes, take the tests, become an agent under a broker for a short while, then leave the brokerage, put your license in suspension, and go on with life (you can wholesale or don't wholesale)Or, you can pass the test and straight away put your license in suspension, and go on with life (you can wholesale or don't wholesale)Is what you meant, is that you can't be an active agent in good standing, without being under a broker, unless you're a broker?

Life/safety obviously should have no limit.

My wife is good at interior design and if I didn't have her in my life,  I might hire an expert for that.

This is the season of your life where you can take the stress and use it to build long-term momentum.

But you can also make tons of money and it can change your life and your family tree.

Or typically you buy one house in your life time.