Especially if others see those lower rates and then you're under some pressure to apply it elsewhere.Of course, it depends on how much one month is, and how much of a discount you might offer instead.

Solar companies do accept discounted payoffs, especially when the original borrower defaulted and they know recovery will be tough.

Yes, I’m seeing more seller notes and discounted paper as high rates pinch buyers and owners; that’s opportunity if you stay picky.

Tes, keep it clean and lender‑friendly: have the purchase contracts show true market value, then reflect the discount as a seller credit labeled “gift of equity” from your parents, backed by a signed gift letter and proof they own the properties; expect the lender to require an independent appraisal, standard reserves, and that the gift only covers down payment/equity, not your required closing costs on some programs.

I'd also like to double down on a massive opportunity I've seen in this space: the owner-occupant arbitrage.Because rent-stabilized properties are primarily valued based on their actual income (which is capped), and not on their potential market income, they can trade at a significant discount to comparable condo or market-rate residential properties.For buyers who are looking for a forever home, the ability to purchase a multi-unit building and owner-occupy a unit can be bargain.

You paid extra for less cash flow, even if the long-term CapEx benefits were obvious.But when new construction trades at a discount — and comes with a 10-year roof, new mechanicals, energy efficiency, and a builder warranty — the math changes.Lower maintenance, lower vacancy, and predictable CapEx are now being offered at resale pricing or better.That is a different equation than anything we saw in 2015–2023.What I’m seeing in Reno, NV• In 2021, new builds typically sold 12–15% above resales• Today, builders are offering $15K–$40K in incentives plus below-market financing• Several new homes now underwrite better than 1980s resales, even before factoring depreciationIf you only pull comps from the MLS, you won’t see these concessions because they aren’t reflected in list prices.

Find a way to buy off market, discounted properties(Major Key)Add your own metrics to the list above....But once you identify your metrics start analyzing deals and pull the trigger on something. 

Good question, Jon.A 10–25% discount from market value isn’t really a deep enough spread for most BRRRR investors, unless the rehab is light and rents are strong.

Have done this in Michigan for a huge discount on the purchase price.Appears you are getting great terms on seller financing, so that may be worth it.It will all come down to your level of confidence in what YOU can do!

I sometimes offer specials such as weekly discounts, last minute discounts etc.