TENANT:  Oh, I wanted to make it a 2-bedroom apartment.ME:  --Biggest facepalm ever-- You need to contact us before you do any sort of modifications to your apartment.TENANT:  Oh, I didn't know that.ME: My manager will contact you on Monday.Needless to say, she probably won't be staying very long...

Was looking online at Commercial Releif a company that provide depreciation acceleration and loan modification services.

Lenders often do BPO for other reasons prior to foreclosure or even when reviewing for a modification.

It also has expensive transactions which necessitates long hold times (and helps prevent panic selling but leaves the equity relatively inaccessible).

The Wall Street Journal is reporting that studies by Standard and Poors and John Burns Real Estate Consulting conclude that 70% of loan modifications done will delay but not prevent foreclosures.

No alterations, modifications or waiver of any provision hereof shall be valid unless in writing and signed by Parties, FHA, VA, government agencies, any Investor and/or mortgage holder hereto.

Purchased SFH for personal living in 2005; bubble burst; went through hardship / loan modification and currently on 40 year; 2% for 5 year (3 years into mod); 3% for 6th; 4% for 7th; and 4.375 for remaining period.  

Are there any modifications to the written lease?

@Tim Bee look up the difference between reasonable accommodations and modifications.

The IRS has provided a safe harbor for certain structural modifications to a building that are not treated as a demolition and thus, not properly chargeable to the capital account with respect to the land on which the building is located.