Great summary, @Anton IvanovTo add some clarifying comments regarding the rules allowing for up to $100k 401k/IRA penalty-free distributions and up to $100k 401k loans:1) You have to qualify (i.e. your health or financial circumstances has been impacted by the virus in one of the enumerated ways)2) Your plan has to allow for such distributions/loans (i.e. employers don't have to allow it)3) The loan must be taken by 9/23/20204) The distribution must be taken by 12/31/20205) For distributions, you can Waive withholding requirement (typically 20% when taken from employer plan)6) For distributions, you may avoid the taxes if you deposit the funds in an eligible retirement plan (which includes anIRA) within "3 years and a day" of the date of the COVID-19 distribution (note: compare to a 60-day rollover).

Thought about working with a financial planner to help consolidate all my IRAs and investment accounts,  rollover some retirement funds into a ROTH IRA so I can utilize it in the future for investment and be prepared for life after COVID.  

Thought about working with a financial planner to help consolidate all my IRAs and investment accounts, rollover some retirement funds into a ROTH IRA so I can utilize it in the future for investment and be prepared for life after COVID.So I guess my question is. . .any advice for an unemployed professional with no income that is starting out in REI in midst of COVID-19

All income flows back to the account.If you are still working for the company and wanted to self-direct your retirement funds, you can check with your employer to see if your plan allows for an "in-plan rollover".

Although I'm not in the Atlanta Market my main strategy over the last year was flipping houses to gain short-term capital to roll-over to MF's.

@Greg GangleSection 85 in the Canadian Tax code is a rollover which will allow you to transfer a property held in your own name into a company, which is owned by you, without an immediate taxable event. 

You can roll over an IRA from a previous employer if you have one.Buy some Tax liens cheap and hope they turn into owning a house.

Or you could just leave it there, go military on that debt over the next few months, cut your lifestyle in half, no spending, no entertainment, no luxuries, just paying down debt and eating peanut butter and jelly sandwiches, and improve your position that way. (99% of people won't do this, and I can't blame them)I currently moved funds from a Rollover IRA into a much more liquid position, for any opportunities in the near future.

Obviously, if you are still employed where you 401k is, they would have to allow for this through an in-service rollover. 

You may avoid the taxes if you deposit the funds in an eligible retirement plan (which includes an IRA) within "3 years and a day" of the date of the COVID-19 distribution (note: compare to a 60-day rollover).