I am sensitive to the notion that we're in a pandemic and as far as I know nobody in the building is struggling from COVID-19 circumstances yet the size of the monthly loan payments is going to force my hand to bring many of the units up to market rates.

And how sensitive is that to interest rates changes (the rate you brought at vs the rate the new buyer can get in the market when you want to sell?)

Ah, but with that LLC will come a magical corporate veil that the local district management judge won't be able to pierce, perhaps with his penetrating judicial lance...It's all a load of hocus-pocus baloney telling us that without that LLC, we're at the judge's mercy and his big bad black judicial lance will come penetrating in tender, sensitive places that make us squeal and call out for our mommies.