past performance is one thing, I’m also interested in the CHARACTER of the sponsor.  

It gives you a solid foundation on the different real estate strategies (buy & hold, flipping, BRRRR, etc.) and helps you figure out which one aligns best with your goals and resources.Once you go through it, I’d also recommend checking out a few forum threads here that match your interest — for example, if you’re drawn to short-term rentals, BRRRR, or house hacking.

Might be worth checking to see if you can get a better rate that way. 

Make sure the stabilized rent supports the new payment with reserves, and check seasoning rules for your target refi product so the cash-out is actually available on your timeline.

A 1.125% rate drop sounds good, but depending on how long you plan to keep the property, the closing costs might outweigh the savings.A quick way to check is to divide your total closing costs by your monthly savings  that gives you your break-even point.

I'd recommend checking out some YT video by Chad "Coach" Carson.

Go to the city and check it out.

Hi @Rob Tomko, I'm not sure what your entity structure is but our bookkeeping firm (specializes in REI) usually recommends a minimum of 1 checking per LLC, then more accounts at the holding company level (I like the profit first model). 

I signed up and will check it out, contractors as a service, love the concept.

I’ll definitely check out your resources — always appreciate when experienced investors share real lessons learned from the field.