Fortunately my due dilligence uncovered numerous red flags which are all discussed on this thread.

Can u seek any remedy from Roofstock on the repairs that were uncovered?

I built that 3 years ago now and it blends right in and its hard to tell its a new build.. 

People told you filling it with bogus tenants would be easily uncovered but you continue on that path.

But if there is more profit you would qualify for from the primary residence exclusion then I think a blended approach would be very appropriate and get you where you want to be. 

My accountant may have a heart attack at the prospect :) Has anyone run into problems with the IRS or their CPA due to moving blended cash flow through one HELOC? 

Agencies try and do a C- job of making these complex products simple to understand.Div Paying WL blending term insurance into the policy & a Universal life policy which is basically term with a excess-account (my word) that links the overfunded portion of your premium to an Index(S&P Nasdq Bond index Multi Index etc.) are basically trying to achieve the same goal using two diff "crediting" strategies.WL is using dividends and IUL are using Index credits IUL generally has a floor of 0%-1% in neg Market years with Caps of 9%-14%  or if Uncapped the participation will be some number less than 100% i.e. 65%WL dividends are not guaranteed but most co. like a Mass M or Penn M NY Life etc have a over a 100 year+ track record of paying dividends  so to not pay one would like mean death of that insurer from a competition standpoint For Banking purposes inf banking... they want you to use your policy loan feature like a checking account much like a HELOC although ( they dont offering check writing?!?!)

I inherited tenant(s) on  verbal month to month lease, she/they pay cash I'm sure there is/are a ton of mistakes that have not uncovered themselves yet.

The new service is a blend of features from both services.

The greater Seattle-Tacoma area still has a lot of upside and offers a blend of cashflow and appreciation potential.