Normally the Banks in our area do not ask for Flood Insurance for a C, D, or X zone.

What was A yesterday is B or C today and could be D or F tomorrow.

This area isn't a D or C area.

No class D or war zones.

What form is used to report these type of fees, Sch D, or F 4797 or what else?

You take the credit on your California return for taxes paid to Indiana on your Indiana income.Just an FYI for all you Cali investors in Indy.Link to Indiana Information Bulletin 28: https://www.in.gov/dor/files/ib28.pdf

Typically we, as investor agents, don't recommend going into D or C- class areas given the management headaches they come with and the amount of repairs & maintenance they require, but if you have done it before and know what you're getting into, that's the biggest thing, so go for it! 

Most D or C- Renters will not be likely to get it due to cost.

My other suspicion is that there may be some more standards written into the laws/regs about where the MH's are located, i.e. how much land does it sit on, is it located inside a MHP, etc.If you are buying MH's that are affixed as 'Real Property' with the recording of docs at County & MO DOR and you are re-selling those, just beware.

I can't figure out what's B, C, & D, or how to imagine those areas in other cities I might want to invest in.So, how would you classify Oakhurst/Winnona Park?