My entire portfolio is in a very cold climate.

What the market is in that one spot dictates if/how/when to invest in it.There are always places to invest in RE...it doesn't matter what the economic climate is. 

In our current economic climate in this country, I would assume that banks want the best of the best when it comes to offering loans.

The situation escalated rapidly.I received a long and rambling message from him stating he has an anxiety disorder, has had breathing issues since moving into unit, his Ionic Breeze is covered in fungus or mold, says crack is being sold outside his apartment, warned there would be "legal problems" and wanted to meet. 

If you ever want to sit down for a coffee, or a zoom coffee in today’s climate… Hit me up!

You can put the cash towards your next property, and/or unanticipated expenses with your current property, and/or changes in the economic climate. 

I feel the investment climate has changed radically since my last post and wanted to get some advice on the safest places (diversification, I believe, is key) to park the remaining cash that would generate enough passive income to semi-retire (these recent deaths have left me emotionally and physically exhausted and I feel I need a year or two to recover on a beach somewhere).

We have all the business advantages, constricted building will drive appreciation, pool of tech workers moving from CA, and a more mild climate. 

See rule 1  When Zillow, Opendoor , MF syndicators and Homebuilders are having difficulty making money in the current business climate, why do you want to force yourself to invest in a sector in which you do not even have experience ..Rather than losing money, better put that money somewhere else.

Davenport has a growing population due to it's business friendly climate and has a diverse economy which is something I always look for when evaluating a market.