I started my investing career just over 30 years ago in Minnesota, buying a total gut job on the east side of St Paul on a credit card. 

Readers are advised to seek professional advice.

Readers are advised to seek professional advice.

Readers should seek professional advice.

It could be a gas card that you use to fill up your tank and pay off every month. 

LTV is useful, but don’t chase the highest if draws are slow or tight; confirm draw timing, inspections, and whether advances are in arrears so you’re not floating rehab on cards for months .

If you find one, you can add the cost into rent or collect it as a flat monthly fee.Create a small, secure trash area - A fenced or enclosed spot near the top of the driveway can make things easier for tenants or haulers to manage.Consider small incentives for upkeep - I’ve seen owners give a small annual rent credit or gift card for tenants who consistently keep the exterior clean and manage trash properly.

Since we would NEVER get another deal as good, I just tore the ROLODEX card in little pieces for the person I was speaking to as they told me why they weren’t ready to buy.   

my research shows 2.99% fee with Debit or Credit card to tenant if they pay use these forms of payment.

I have tried very expensive courses but they talk a big game and just leave you in credit card debt.