Since I know a lot of folks here invest in South Florida, thought I'd share the key findings:📊 Key Data:- Luxury inventory at 10.2 months (discounts averaging 10%)- Operating costs up significantly: Insurance +29%, Maintenance +24%- Cap rate spread: 4.7% (Brickell) vs 5.3% (Kendall/Doral)- Condo fees up 45% since SB 4-D passedFull report with neighborhood breakdowns: https://thsld.com/miami-property-management-trends-2026What are you seeing in your markets?

Sticking to just one funding source is too limiting.I've actually used that exact strategy you mentioned (private money for the gap, bridged by a short-term loan) to make a deal work.

If you had access to another lender or partner ready to fund, how much more could you scale in 2025? 

https://www.cnbc.com/2025/11/05/in-a-volatile-week-for-inter...Mortgage demand pulled back last week as rates swung wildly, starting off low and then climbing sharply, rattling buyers.  

Beyond the project itself, effective scaling also requires strategic management of your funding; since every direct lender has exposure limits on new borrowers, working with a hybrid lender (who can also broker to outside capital partners) ensures you're never blocked from funding your next great deal, allowing you to truly "rinse and repeat" your investment strategy.

So between 2012-14 we averaged selling around 360 properties a year to hedge funds.  

Refinancing can free it—but it’s a move with timing and risk.Have you used refis to fund more acquisitions?

Understanding your funding options can make or break a deal.

Flips still move fast, but rising material costs and longer timelines are squeezing margins.Some investors are layering alternative funding (bridge + rehab draws) so the money arrives as the job progresses.Would love to hear your go-to funding structure when costs creep up.

(Always fascinated by how funding strategies evolve as portfolios grow — happy to trade notes on what’s been working across different states lately.)