He had a shop built in his backyard the size of many houses and it had everything he needed to start with raw hardened steel stock various woods and build a complete weapon.

It hardens you and it softens you. 

So to harden my portfolio from a severe recession, I use zero debt.

I want to grow as person and break the hardened shell i created in my younger days.

@Erich Harden Thanks.

@Lev PaleiWith the right systems, a good handyman could self-manage and do the upkeep on maybe 20 properly hardened SFR before maintaining them seriously started cutting into his time.

Buy hardened littler homes surrounded by similar solid places.

I am currently flipping and selling my properties outright, but I'm wanting to build some monthly income and avoid short term capital gains tax. I am interested in selling my flips via lease option. Should I treat the...

But the reason I go to the expense is actually to harden the rental.The shower tower covers the holes left by pulling the 3-handle valve, bypasses all the behind the wall plumbing, and if something happens down the line, a minimally-skilled handyman can turn off the water and pull the shower tower off the wall to unscrew the water leads, then replace the whole tower with another.

OP should speak with an insurance broker to harden the homeowners insurance number.