And, going forward, address rules infractions asap. 

My current interest rate is 7.4.There is another home that would be nearly an identical rinse and repeat in the neighborhood.

I personally think, even without the new law, you should always avoid the vacation home rules. 

I stay out of Chicago for many reasons that there are just too many rules, fines and tenant favoritism with the city.Best of Luck.

I wouldn't make all my furniture identical in each and every bedroom and STR. 

When the property is sold, the depreciation recapture rules will apply, reducing your tax basis and potentially increasing your taxable gain.This sounds like it is straight out of chat gpt and does not answer my question. 🤣  Completely agree

You're in federal district court with Federal Rules of Civil Procedure.❌ No more Collection Appeals Program❌ No more installment agreement negotiations❌ No more administrative remedies❌ No more Form 12277 lien releasesInstead you get:✅ Compelled depositions under Rule 69✅ Forced financial disclosure✅ Court-ordered payment plans✅ Contempt sanctions (including jail time)✅ Judgment liens that survive death and attach to inherited propertyThe estate goes from "problem solved" to "multi-generational nightmare" in 24 hours.

My main struggle now is guests not reading the house rules.

If anything  see what the rules say about the property being rented .

.🔹 Rule 506(b) — The “Quiet Raise”This is part of Regulation D under the Securities Act of 1933.