In my almost 20 years of doing Subject 2's and working with other investors in almost every State in the US, in the very few instances the Due on Sale is called it is because if the inexperience of the Investor in not knowing how the transaction is to be done, (not closing with a Title Company or Attorney, not doing the Insurance correctly)Most of all, (not communicating with the seller) Bank calls the Seller to offer them Life Insurance or some other service, and the seller tells them, "I don't own that house any longer, some guy took that house from me and put some renter in it"If you dig into any investor that tells you they had a property or a friend of their brother in laws Collage roommate that had the Due on Sale clause called, you will most likely find that the investor screwed up somewhere.This is why Education and knowledge is needed on any Real Estate transaction.I get calls almost everyday from someone who screwed up on a Subject 2 and is asking to be bailed out, many times they do not want to pay for help, and things just get worse.If you know how to make the Bank Comfortable with the transaction, all is good.Last year I had a couple of hedge fund managers call me asking how they can offer their under preforming loans to Investors to by Subject 2, wow what a great deal, I could call Pace and he would have buyers the same day for a 1,000 homes, but the legal aspect of this would hold the Hedge fund liable so we could not do a deal.

Chalk it up somewhat to their inexperience!

Oh, you didn't have to state your inexperience, it was obvious. 

I'm curious if others are using structured surveys for tracking trends in experiences.

That’s sounds like inexperience and lack of knowledge about other markets talking.

But even with that, he needs someone to guide him or JV with him who isn't going to take advantage of his youth and inexperience.  

They want people that eat,breathe, and sleep that asset class.The broker/agent inexperience combined with overseas buyers that are not familiar with the areas creates a high barrier to entry for getting your offer accepted.Sellers would want to see proof of funds that the money is here and not overseas.

I apologize for my inexperience and I value everyones feedback/opinions. 

Inexperience can get in the way but not on purpose. 

It was bad, I was fumbling, my daughter was crying, I gave my inexperience away...but that being said, I was scared to death but I did it.