and... i suspect that the cash on cash return on a brand new 400K duplex is probably going to be pretty darn low. 

Love the position you’re in—low debt, steady income, clear “why.”

With title insurance.The Low Baller – I will define this person by an example from my property brokering days 40 years ago.

https://www.cnbc.com/2025/11/05/in-a-volatile-week-for-inter...Mortgage demand pulled back last week as rates swung wildly, starting off low and then climbing sharply, rattling buyers.  

The city where you invest determines all long-term income characteristics.Many people choose cities with low property prices or follow recommendations for specific cities.

We go as low as 8% - 8.5% to experienced flippers/builders.

To an extend, it is a 2-sides of the tracks city, with one side having your Chick-Fila and Lowe's and the other side having many boarded up homes in a row on certain streets.

If you are in cleveland, you show go to lowes in the AM and you will find a ton of contractors that are working.

Since our market is low income Medicare and VA markets the land can be with in any distance (as long as we can get staff) from major city, thus cheap. 

I buy several $10 or less items and sometimes get free same day delivery.Also, setup a Lowes Pro account and any order over $2k submit to an online automatic quote and many items you can get over 20% off (not lumber/trex as it is capped at 10%).