Applicant's monthly household income must exceed three times the rent.

I’ve got some big goals for my future, and real estate seems like the best path toward financial freedom.My family and I, a household of six, have been living in an income-based rental home for almost 10 years.

I’m curious if I’m missing anything to my list so far I have (per zip code) also I currently invest in the Lansing area.Projects in the next 10 years (expected start and end date) Average household income Crime score Average home price Population growth past 10 yearsWho are the major employers And vacancy rate Job growth Tenet demographics& government and taxesAs Drew said, this is overkill...and you're missing a few things as well. 

A $2,000 monthly payment today will feel like about $175 in 50 years.Las VegasLas Vegas’s median price of single family homes is $450,000, a 50-year loan at 6.5% cuts the income needed to qualify from $76,600 to $68,316—a 11% reduction.

Based inSan Diego, building a focused fourplex portfolio in Indianapolis.Investment Criteria:Target: 6-7 fourplexes by 2030Capital: $120K initial + $3Kmonthly contributionsStrategy: BRRRR with professionalteams (not doing work myself)Target neighborhoods: NearEastside, Martindale-Brightwood, Twin AirePurchase range: $180K-$220K with $50K-$65K renovation budgetsWhy Indianapolis: After analyzing 15+markets, Indianapolis offers the optimal combination of:Strong fundamentals (job growth,median income $71K)Abundant fourplex inventory atreasonable entry pointsLandlord-friendly regulationsSustainable cash flow with appreciation potentialSeeking Professional Relationships: 1.

You have no control over neighboring property.This can vary street by street but the median household income in Avondale is about as low as anywhere in the country; so, that may take full time hands on management from a local investor with extensive experience in this class of property.

it's going to put you below the median / in more challenging areas.2. when new investors buy in a random market solely based on price they get crushed. 

The STR tax strategy is most beneficial for high-income earners (think: $300K+ annual household income). 

Median home prices are around $365,000 as of late 2025, with annual appreciation rates holding steady at 3-4%, providing a balanced environment for building equity while maintaining affordability compared to coastal or Northeastern markets.

The duplex is priced a little below the area’s median home price.