Your auction biz is a lead engine; pair it with three lender calls and two contractor walk‑throughs to lock funding and scope.

I have already talked to hard money lenders and got the pre approval.

As a broker, my biggest pet peeves are hard money lenders circumventing to my clients, not being upfront about fees, asking for a commitment fee prior to issuing loan docs, and "matching" my broker fees, even though I underwrote the file, got the client, and did all of the processing work. 

You will pay 10% penalty plus taxes on that money.

The big issue is Hard money lender requires interior pictures.Can I change my lender and have another one who doesnt require visiting the property?

Pair that with two quick actions: interview three PMs for street‑level rent and tenant trends, and ask one investor and one PM for an off‑market lead.

I would rather give the money to my tenant if he wants to clear the snow in exchange for a rent reduction but I have no idea what the price should be, how often it needs to be done, etc.

I still didn’t want to do it but I was getting zero interest, didn’t have a use for the money, got $10k over asking and probably saved $10k in concessions for repairs/closing costs, whatever.

Pairing these deals with a strong local team—property managers, contractors, and brokers—can really streamline acquisitions and renovations while keeping your hands-off approach.

Pairing smart structuring with a growing market—like Columbus, Ohio, where there’s strong job growth, population growth, and appreciation potential—can really amplify your long-term wealth plan.