The best way to get connected is to plug into investor-friendly markets where there are a lot of active players and opportunities to collaborate.

Connect with:Hard Money Lenders: They know who is consistently getting loans and closing deals.Title Companies: They see all the cash transactions and double closes.Contractors: Many contractors work exclusively with flippers and can tell you who the most active players are.How to Build a High-Quality ListIt’s not enough to just find names; you need to qualify them.

That’s the best bet.

I would bet similar with the Poconos.

That practice in of its self is not bad and can bet the best option for a borrower BUT anyone can do it, not just the lender who did your purchase mortgage. so again, it is just a sales pitch.And if you are very sure that rates will be "significantly" better in 6 months then they are now (you can also make billions trading bonds if you know for sure) then why would you pay for the buy down now?

That will help you decide if you are a player for future aucitons. 

That’s the best bet.

Very hard to compete profitably when the big players are giving away 2-3-4 months rent. 

Your comment: "I am willing to bet there is more like MN then not" and "it's blatantly illegal in MN" "if a person did that in MN you'd be guilty as sin."          **  hilarious So don't do it in MN. 

Your best bet would be to get on the Oklahoma Real Estate Investors facebook group and ask around.