At the moment, I'm focused on absorbing all the information I can before jumping into the active learning of actually investing.

Boomers withdrawing money from Wallstreet and moving into into retirement assets removes capital from the markets, Gen X does not have the same wealth to make up for it.

I noticed I have been writing and typing so much lately my hands actually hurt lol.

*sigh*I posted a rather long response to this to help clarify for the OP many details he didn't get right about the IBC, whole life insurance as a product itself along with it's mechanics, and alternatives/opportunity cost as a whole BUT it was blocked because I copied/pasted my signature line and I guess BP didn't like it (if you could hear me shout you'd know that I didn't like it either).Suffice it to say, when it comes to the IBC:a) Make sure you actually understand the concept (i.e. read Becoming Your Own Banker by R.

We actually backed out of two deals recently when we found out that the borrower lied or fabricated information.

The best lender by far was 3rd Federal as they have no min withdraw, no origination fees, 10yr draw and the lowest rates I could find which was prime rate MINUS 0.5%!

The craziest part is I actually hit their proverbial “bar” and they continue to come up with excuses why it’s not a deal.

That must be very frustrating.However, before asking whether you can do a cost segregation study, I’d first make sure it would actually benefit you if you did.

Baselane for banking, RentRedi for tenants, spreadsheets for analysis…it works, but it’s duct tape.The surprising truth is most of us don’t actually want more features, we want fewer logins.

everywhere you look, gurus are telling people to start wholesaling by doing agent outreachthey make it sound simple,  just call agents, get deals, and make quick moneybut the truth is, this advice is misleading and it’s hurting the real estate marketagents are getting flooded with calls from people who don’t understand contracts, laws, or even what wholesaling really meansit wastes time, damages trust, and makes agents less likely to work with real investors who actually know what they’re doingwholesaling can be done the right way, but not by spamming agents with bad advice from youtubeif people want to wholesale, they need to learn the business, follow state laws, and build real relationshipsanything less just adds more confusion and gives wholesaling a bad nameso if you're wholesaling, I'm telling you try off market deals first, get the experience, build up the capital and once you're able to start buying houses then contact agents