I’ve seen umbrella coverage for single properties usually land somewhere between $300–$600 annually, depending on the liability amount, location, and provider.Aegis + FAIR Plan at $995 feels more in line with market rates, especially if you're in a coastal or high-risk area where the FAIR Plan is required.

.🔹 Business Credit / HELOC – Some flippers use unsecured lines of credit or HELOCs for gap funding, especially for the rehab portion.🔹 Facebook & BiggerPockets PMs – There are many small private lenders watching forums and investor groups looking to deploy $25K–$100K per deal with trusted operators.Happy to connect if you want feedback on your lender pitch or structure.

But where do you draw the line between a reasonable monthly fee and "OMG That's outrageous!"

Are you looking for turn-key properties or something along the lines of a "fixer upper"?

Are you looking for turn-key properties or something along the lines of a "fixer upper"? 

I understand John's thoughts on this, but some people are willing to pay a little more to have someone do it and do it right.I've never seen Minoan's work in person, but from what you see on line, it's on brand with what I see in my clients' best-performing STRs here in Colorado. 

Ask the building Dept what they see as issues or problems as they will be the ones to make this a go or no-go.Biggest issues are usually getting to the drain line.

This extra effort will set you apart from your competition and put you at the front of the line for those seeking mid-term rental housing.

Unless you have more experience with the sales process than most agents do, know the sales contracts line by line,  and have a lot of experience working on houses, know which specialists to bring in and how to interpret what they tell you, etc. then you should have your own agent representing you. 

@Seth McGathey instead of a HELOC which is a line of credit, you could get a 2nd mortgage.