Where I'm currently struggling is coming up with the necessary funds to cover the 10-15% down payment and remaining funds for the interest payments on the hard money loan, etc..

Many investors prefer to keep at least three to six months of expenses in reserve to cover unexpected costs such as repairs, vacancies, or market downturns.

Can you comfortably cover 75% of the mortage and expenses?

The solar panels may actually increase your insurance costs or create coverage gaps since they add roof penetrations and expensive equipment—verify your policy explicitly covers solar panel damage, removal/reinstallation after roof repairs, and inverter replacement.

For the auction, most sheriff sales want certified funds in the amounts listed, so a cashier’s check around $7,500 should cover you.Since I also work with a lending company, I see a lot of different setups at auctions.

I’m opening a short-term co-investor role to help cover EMD and legal (~$15K–$17K).

It's 2-unit townhouse, separately metered, larger unit currently occupied with a rent that will cover my mortgage.  

An application fee covers our overhead, and it deters some people which is fine.3.

This is why lenders typically like to see borrower's equity contribution allocated to the project first and the lender then covers the rest of improvements and in some instances soft/carrying costs.  

Ask whoever is going to teach you if they cover the Following and find a better teacher, if they don’t.