I have automated newsletters where I give tenants seasonal email reminders with short how-to videos, I carry home warranties, everything is online eforms: lease/addenda e-signatures, condition reports inspections where tenants upload pictures and they automatically get save to the cloud, pre-leasing app so I don't have no-shows, I even have SOPs where I hire out my showings and it explains everything they have to do step by step, etc. 

As you embark on building and expanding your real estate portfolio, one of the most important steps you can take is establishing a strong, proactive asset protection strategy.Real estate investing offers great potential, but it also carries inherent risks, from lawsuits and liability claims to unforeseen creditor issues.

Quote from @Carrie Matuga: One of the biggest frustrations I see with DSCR loans is the gap between how they’re marketed and how they actually work.They’re often pitched as “easy” or “no-doc,” and while they are easier than conventional loans in some ways, they’re absolutely not low-document — and they’re far from frictionless.Documentation SurprisesMany investors are caught off guard by how much documentation is required.

Negotiate Seller Concessions or Carryback FinancingIf the seller is motivated (property has been sitting 4+ months), explore seller carryback for some or all of the gap.Example: Seller carries a $40K second at low interest (or even interest-only), allowing you to minimize the size of any outside second loan Seller carrybacks don’t count toward your DTI and can be creatively structured.2.

Also taking a look into more creative financing options like assuming loans, owner financing/owner carries are something to consider.

Lenders Additionally a seller carry would work as long as it’s non-recourse.

The syndicator raising capital from a base of 100 investors and getting compensated with “carry”, that’s more a business model.  

For properties that qualify for 100% bonus depreciation (purchased or constructed and placed into service from 2018 to 2022), many of our cost segregation clients either carry forward large losses until absorbed or, in some instances, elect out of bonus depreciation by asset class to avoid the large carryforward.

never heard of it.. but then again I dont carry any credit ever so maybe thats the issue..  

Above that, the losses carry forward unless you qualify as a Real Estate Professional or use the STR loophole (which doesn't apply here unless you're short-term renting).If you need help maximizing your deductions, structuring a bookkeeping system, or appealing taxes, consider reaching out to a real estate-focused CPA.This post does not create a CPA-Client relationship.