Coordinating with an estate planner is critical to ensure the transfer doesn’t inadvertently create a taxable event or complicate Medicaid planning.Refinancing / BRRRR strategy: Using the gifted property to refinance and fund another property can work, but you need to make sure lenders are comfortable with the structure.

Yes, those expenses are deductible although the cell phone plan is a bit more complicated.

I thought that was strange but she says buyers are too complicated and she refuses to work with them.

You give proper notice to terminate, and you are unfettered by all of these complications.

There is almost a predatory flavor to the quick responses and encouragement to undertake risky, complicated situations that are immediately posted when young, green investors introduce themselves. 

My brokerage seems to be against it saying that it is complicated, risky, and a lot of extra work.

I "stack" them (multiple points of "pain") and use other techniques to reach the owners, rather than using mailers.

It's complicated.

However, the decision requires careful consideration of both the pros and cons, including potential mortgage complications, additional costs, and the need for strict adherence to corporate formalities.

Sure, it may bring a deal with more money...but that usually comes with more complications and strings attached, which can end up blowing up a deal.