I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

That way, the investor gets compensated for tying up their money during the redemption period.The exact amounts and timelines can vary by county, so it’s always smart to double-check with the county treasurer’s office or a local attorney familiar with Indiana tax sales.Glad to have you in the community — this is a great space to dig into these kinds of niche investing strategies.

It likely varies by market.

If the lender’s draw doesn’t line up perfectly, I’ll bridge the gap with my own cash or a line of credit, then reimburse once the lender funds.Flexibility varies—portfolio and private lenders are often quicker with draws, while hard money and banks can take a week or two to release funds.

If tenants are allowed to pay late, they will continue to do so.

Then, if you're looking to put together an asset protection plan having an attorney who is familiar with and experienced in asset protection planning in the state(s) where your investments are is key as best practices and strategies will vary by state.Note: This information is foreducational and informational purposes only and does not constitute legal,tax, or financial advice.

Results will vary based on market conditions and individual circumstances.

Quote from @James McGovern: @Matt Devincenzo government infringes on many constitutional rights so why not continue their left leaning habits and infringe to make the process better?

I dont remember the guidelines requiring any continuity on the security deposit. 

Not Knowing Local LawsTenant protections, eviction timelines, and rent control laws vary by city.