South Atlantic is a small bank that operates throughout coastal SC only, and Bank of South Carolina only operates in the CHS area if I remember correctly.

Purchase prices have corrected: Home prices are down nearly 20% from the 2022 peak, with median prices at $445,000 (down 1.7% YoY).

Its this correct?

Secondly- the listing looks very tan and brown, somewhat sterile.

Lastly there are a bunch of other little things which Create additional exits if done correctly. 

However, I'm optimistic things will correct in the longer run.  

Sidewalks should have no weeds or grass growing in any cracks.HOUSEKEEPING INSPECTIONSWhen the Landlord or agent visits the unit or conducts a maintenance inspection, the Landlord will schedule a follow-up housekeeping inspection if there are concerns that these minimum standards are not being met.Landlord will advise Tenant of the specific correction(s) required to establish compliance, and also advise the date that the dwelling will be re-inspected for corrections.

So make sure your numbers still work if they trim back some of your credit room.Otherwise, you’re thinking about it correctly.

If I understand options 1 and 2 correctly, waste area is land not suited for farming or development, but keep it for hunting.. ie streams, wetlands, etc. and for home property, search for properties with homes on I can rent, but subdivide off the large acreage for my own use?

Some new investors listening to him might misuse the memo, but that doesn't change the fact that when used correctly, its a legitimate and valuable tool to protect contractual rights.