I'm open to ideas, flexible and willing to negotiate.

Flexibility is fine, but stay grounded in your investment goals and make sure the deal truly aligns with your financial objectives.All the best!

For what you’re trying to do, you’re right to be cautious with condos since Atlanta HOAs can kill a future rental plan fast, so most long-term investors I work with end up choosing single-family or small multifamily homes for the flexibility.

And saving a bit more for a down payment gives you more flexibility and less stress.Run your numbers, plan your exit, and you’ll be set!

Renting buys you time, gives you flexibility, and lets you go deeper on strategies that align with your future goals.

Local private lenders in New MexicoThese are usually the most flexible with mid-project takeovers.

That flexibility can make a deal pencil even if income is modest.3.

Personally, no.If the platform doesn’t let you disable certain payment types, you’re exposed to risks that could easily be avoided — and you lose flexibility as your portfolio grows.There are plenty of platforms that do let you control this.

.• Financing strategy is everything.This is where I see the biggest difference in investor success:– Bridge → DSCR refi works best when you need rehab flexibility and want to maximize capital pulled out.– DSCR-only works when you get a cleaner deal and want faster stabilization without seasoning requirements.The structure you choose directly impacts how much of your original capital you can recycle.• Having the right investor-focused agent is a must.The investors I finance who scale quickly all have agents who understand ARV, rent comps, value-add pricing, and investor spreads — not someone showing pretty, retail-ready homes.You’re moving in the right direction, and the fact that you’re already thinking about deeper discounts, stronger ARV spreads, and DSCR positioning means you’re setting yourself up for real BRRRR success on the next one.

Hey Roc — even though this post is pretty old, here are a few tips for anyone looking at owner-financed deals:Think of the owner as the bank — your main goal is making sure the terms work for you, not just trying to get a super low interest rate.Structure matters: you’ll want a promissory note and a mortgage or deed of trust to protect both sides.Don’t be afraid to negotiate the purchase price — owner financing can give flexibility, so the seller might be willing to adjust if you explain your numbers clearly.Make sure you calculate cash flow including repairs, taxes, and insurance.